Terms and Conditions

Terms and Conditions of Woori Finance Website usage

TERMS AND CONDITIONS

Before accessing this page further, please read and understand the terms and conditions that apply. The following terms and conditions are the conditions for using woorifinance.co.id page. By accessing or using other features provided by or on this page, you have understood and agreed and are bound and subject to all terms and conditions that apply on this page.

1. GENERAL INFORMATION OF the website "woorifinance.co.id"

    1. We have prepared this page to provide convenience in providing services and/or information services to enable you to apply for financing with ease by using your personal device , anywhere and anytime.
    2. The information contained in our page is displayed according to the actual situation for general information purposes. We always strive to provide and display up-to-date and accurate information, but this does not guarantee that all information is timely or relevant to your needs.
      1. The information on this page is provided to assist you and make it easier for you to apply for financing with us through your personal device anywhere and anytime. You are solely responsible for decisions regarding the selection of products and services, or in entering into a contract relating to a product or service contained in this page. By providing us with details about yourself, it is deemed that you are applying for a particular product or service.
      2. The services we provide are neither coercive nor binding, and do not require you to follow the information provided. There are no circumstances under which we can be held liable for any possible losses you may incur due to your own decision-making in relation to acting on the product information provided by us on this page.
      3. We reserve the right to display, change, delete, remove or add any content displayed on this page at any time.

2. USE OF SERVICES ON THE WOORIFINANCE.CO.ID PAGE

By continuing to use or access this page, you represent and warrant to us that :

    1. You may only access and/or use this page for personal use, which means that this page may only be accessed and used directly by an individual or business seeking products or services for that individual or business. Any access and use of this page that is outside of personal use is strictly prohibited, and violates this Terms and Conditions.
    2. You are not allowed to use this page to conduct things that are prohibited by applicable legal provisions.
    3.  You acknowledge that We are an entity that is obliged to comply with applicable legal provisions. Therefore, in the event that there is an obligation and/or order from the authorized party that requires us to disclose the data and/or information of each user and/or visitor of this page, then we will comply with it. We will disclose the data and/or information without requiring consent and/or notifying you in advance.

3. INTELLECTUAL PROPERTY RIGHTS

You may use the information or content on this page only for your personal, non-commercial use. Unless otherwise specified and / or expressly permitted by copyright law, you are prohibited from copying, redistributing, retransmitting, hacking, publishing or performing commercial exploitation of the download made without our permission as the owner of the Intellectual Property Rights. In the event that You have obtained the necessary permission, You are prohibited from making changes or deletions. You hereby declare that you accept and acknowledge that downloading the Intellectual Property Rights material does not mean obtaining ownership rights to the download of the Intellectual Property Rights material.

All Intellectual Property Rights contained in this page are our property. Any or all information and materials and content, including but not limited to writing, software, text, data, graphics, images, audio, video, logos, icons or html codes and other codes on this page are prohibited from being published, modified, copied, duplicated or changed in any way outside the area of this page without our permission. Violation of the rights of this page can be acted upon in accordance with applicable regulations.

4. SPECIFIC INFORMATION OF “woorifinance.co.id” WEBSITE PAGE

    1. You may apply for various products and services as displayed on this page. Such products and services may be provided by third parties. You are solely responsible for the choice of products or services, and We are not responsible or liable for any loss or damage You may suffer as a result of the products or services You obtain while using this page, or for the acts, omissions or misconduct of any third party named in those products or services.
    2. This page may not represent the entire description of all the options and terms of such products and services. You should be careful to review all options and terms and conditions of each product or service before making an application.
    3. You hereby authorize Us to process Your data to third parties, and authorize third parties to check all information provided in any way, contact You for marketing of products and services provided by third parties on this page, including but not limited to the purposes of OJK's Financial Information Service System (SLIK), credit bureaus and/or the like.
    4. The information that you input into this page is valid and correct, and is accountable. We have the full right to be able to process or refuse to process your financing application submission on this page.
    5. You give us permission to process your data to improve our services in any form, including but not limited to marketing purposes and improving our services.

5. THIRD PARTY LINKS

Our Application may provide certain links that refer or direct You to pages from third party sites, also including links available on certain product search results pages. You acknowledge, understand and agree that We are not responsible for the content and/or other materials contained in such third party links. You are responsible for the risks when accessing and using these third party links. And it is recommended that you read and understand the contents of the Terms and Conditions that apply in the third party links.

6. SUGGESTIONS AND FEEDBACK

If you want to provide comments, feedback, or objections regarding any or all of the content and information on this page, we also provide chat / messaging facilities, email contacts, or our social media. You are allowed to comment, and agree that if needed, we will use it for information purposes and display on our pages. And please note that the comments, feedback, or objection you provide must not be defamatory, insulting, demonizing the page and / or other party entities.

7. LAIN-LAIN

    1. Use of and access to this page is governed by our Terms and Conditions and Privacy Policy. By accessing or using this page, you have understood, agreed and are bound and subject to all terms and conditions that apply on this page.
    2. We reserve the right to close or change or update these Terms and Conditions at any time without notice, and reserve the right to make a final decision if there is no incompatibility. We shall not be liable for any loss of any kind arising from changes to the Terms and Conditions.
    3. If you still need answers to questions that are not contained in these Terms and Conditions, you can contact us through the contact listed on the woorifinance.co.id website.
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